What Can You Do If Your Claim Is Denied?
If you’re ever in this position, don’t take “no” for an answer. Here’s how to fight back:
- Appeal the Decision — 50% of insurance appeals succeed. Get your doctor to write a strong letter detailing why the treatment is necessary.
- Check State Laws — Some states have laws requiring insurers to cover certain life-saving treatments.
- File a Complaint — Report the insurer to your state’s insurance commission.
- Go Public — Many denials have been overturned after media attention or social media campaigns.
- Seek Legal Help — A healthcare attorney can help if you’re facing an unjust denial.
