10 Hidden Health Insurance Loopholes That Could Cost You Thousands!

4. Step Therapy (Fail First Requirement)

Some insurance companies won’t cover expensive medications right away. Instead, they make you try cheaper drugs first—even if your doctor knows they won’t work for you. This process, called step therapy, can delay proper treatment and cost you more in the long run. Push back with your doctor’s help if necessary.

Related Posts

Leave a Reply

Your email address will not be published. Required fields are marked *